Buying Flood Insurance
To buy a flood insurance policy, call your insurance agent or contact one of the
participating insurance companies or Write Your Own (WYO) insurance companies
(see definition below) participating in the
Mortgage Portfolio Protection Program (MPPP) (see definition below). Private
insurance companies write flood insurance under a special arrangement with the Federal
government.
If your agent does not write flood insurance or you don't have an agent, you may
call the National Flood Insurance Program's (NFIP) toll free number to obtain the
name of an agent in your area who does write flood insurance. The number is
 1-888-FLOOD29 or TDD#
1-800-427-5593. You can also check your local Yellow Pages directory.
Write Your Own (WYO) Program - A cooperative undertaking of the insurance industry
and the Mitigation Division begun in October 1983. The WYO Program operates within
the context of the NFIP and involves private insurance carriers who issue and service
National Flood Insurance Program policies.
Mortgage Portfolio Protection Program (MPPP) - A program designed to help lending
institutions to maintain compliance with the Flood Disaster Protection Act of 1973,
as amended. Policies written under the MPPP can be placed only through a WYO Company.
Homeowner’s insurance doesn't cover floods and with the California rainy season
approaching, you are at a higher risk of FLOODING. To find our how to get flood
insurance, call your insurance agent today or the National Flood Insurance Program
(NFIP)
1-888-724-6011.
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